As of March 2026, the global landscape has shifted significantly, making the question of "uncertainty" less about whether conflict exists and more about how to navigate the specific, ongoing regional wars that are reshaping markets. In this volatile climate, platforms like Capsphere offer a strategic alternative to traditional, high-beta investments. Here is an analysis of the current situation and how asset-based P2P investing can serve as a risk-mitigation tool. 1. The Real

Whether you’re an investor, a potential partner, or simply a curious observer, understanding the true health of a business goes far beyond glancing at its revenue. Like a medical check-up, evaluating a company requires looking at a mix of financial, operational, and strategic indicators to reveal its real condition. 1. Financial Vital Signs Start with the basics: profitability, cash flow, and debt levels. Revenue growth shows demand, but profit margins reveal efficiency. Cons

For many Malaysians, the Employees Provident Fund (EPF) remains the cornerstone of retirement planning. With its strong track record, government oversight, and consistent annual dividends, EPF has long been regarded as one of the safest and most reliable ways to build long-term wealth. In 2024, EPF delivered a dividend of 6.3%, reinforcing its reputation as a stable and dependable investment vehicle. However, as financial goals evolve and inflationary pressures continue to ri

Every Hari Raya, receiving Duit Raya is a cherished tradition—a small gift that carries big meaning. Beyond the cash itself, it’s a symbol of generosity, gratitude, and connection, reflecting the true spirit of the celebration: sharing, giving, and strengthening relationships. But what if your RM5,000 Duit Raya could do more than just sit in your wallet or bank account? With a little planning, it can grow into meaningful, halal, and sustainable wealth benefiting both you and

Good fortune is picking up speed this Chinese New Year! Capsphere is galloping into the Year of the Horse with an exciting festive campaign, offering up to RM1,238 in AngPao Credits for every qualifying investment. AngPao Credits Rewards For every RM1,000 invested, you’ll receive one chance to win RM50 AngPao credits. The more you invest, the more chances you earn. Results Announcement Winners will be announced on 1 March 2026. Terms and Conditions This promotion is valid fro

Malaysia’s Budget 2026 shows that alternative financing isn’t just a backup plan, it’s becoming a key strategy for growth. Peer-to-peer platforms (P2P) are leading this shift, connecting investors with SMEs faster and more efficiently than traditional bank loans (Fintech News Network, 2025). RM200 Million Strategic Co-Investment Fund The government’s new Strategic Co-Investment Fund (SCIF) puts RM200 million directly into growth-stage SMEs through authorized P2P channels...

Not long ago, managing money meant standing in line at the bank or filling out piles of paperwork. Today, a few taps on a phone can transfer funds, approve a loan, or even buy shares in a company across the globe. This transformation is driven by fintech, the fusion of finance and technology that’s reshaping how we save, spend, and invest. The numbers speak for themselves. Digital wallets are surpassing cash usage in many markets. Peer-to-peer lending platforms match borrower

Growing Together This Merdeka Independence is more than just a date on the calendar. It is about our shared responsibility to grow,...

Kuala Lumpur, Malaysia – 31 st July 2025 – Capsphere, Malaysia’s first asset-based peer-to-peer (P2P) financing platform, is pleased to...

Eid is more than celebrations and feasts. It is a time to express gratitude, give back, and strengthen bonds. But what if we could make...

Mark Your Calendars on 4 February 2025 The season of renewal is almost here! Li Chun (立春), the Beginning of Spring, is more than just the...

🎉 HUAT AWAITS YOU THIS 2025! 🧧✨ Capsphere is doubling down on prosperity this festive season with an exciting giveaway of up to RM888...

Take the first step toward securing your financial future today. At Capsphere and Uno Advisers, we understand that every financial...

Are you one of those who believe investing is like playing a game of chance, where the stakes are always high and the risks, even higher?...

25th September 2024, EQ Hotel Kuala Lumpur - Following the success of the IFN Investor Middle East, the spotlight shifts to Asia. The IFN...

Imagine waking up to a world where your favourite local café, the one that served up your morning coffee with a side of friendly chatter,...

As the festive spirit of Raya fills the air, Capsphere welcomes you to embark on a journey towards financial empowerment and prosperity...

22 Feb 2024 - Capsphere Services Sdn Bhd Malaysia's first P2P asset-based financing platform, has recently clinched the CIP SPRINT grant,...

The time has come, our CNY Giveaway has returned! 🧧✨ We are giving RM1238 worth of AngPao credits in celebration of the Chinese New...

Abdulrahman Hesham al-Suwaidi, QDB CEO. PICTURE: Shaji Kayamkulam (gulf-times.com) Doha, Qatar - The Qatar Fintech Hub (QFTH),...