Whether you’re an investor, a potential partner, or simply a curious observer, understanding the true health of a business goes far beyond glancing at its revenue. Like a medical check-up, evaluating a company requires looking at a mix of financial, operational, and strategic indicators to reveal its real condition. 1. Financial Vital Signs Start with the basics: profitability, cash flow, and debt levels. Revenue growth shows demand, but profit margins reveal efficiency. Cons

For many Malaysians, the Employees Provident Fund (EPF) remains the cornerstone of retirement planning. With its strong track record, government oversight, and consistent annual dividends, EPF has long been regarded as one of the safest and most reliable ways to build long-term wealth. In 2024, EPF delivered a dividend of 6.3%, reinforcing its reputation as a stable and dependable investment vehicle. However, as financial goals evolve and inflationary pressures continue to ri

Every Hari Raya, receiving Duit Raya is a cherished tradition—a small gift that carries big meaning. Beyond the cash itself, it’s a symbol of generosity, gratitude, and connection, reflecting the true spirit of the celebration: sharing, giving, and strengthening relationships. But what if your RM5,000 Duit Raya could do more than just sit in your wallet or bank account? With a little planning, it can grow into meaningful, halal, and sustainable wealth benefiting both you and

Good fortune is picking up speed this Chinese New Year! Capsphere is galloping into the Year of the Horse with an exciting festive campaign, offering up to RM1,238 in AngPao Credits for every qualifying investment. AngPao Credits Rewards For every RM1,000 invested, you’ll receive one chance to win RM50 AngPao credits. The more you invest, the more chances you earn. Results Announcement Winners will be announced on 1 March 2026. Terms and Conditions This promotion is valid fro