From Independence to Abundance
- Jessica Lee
- Aug 31
- 2 min read

Growing Together This Merdeka
Independence is more than just a date on the calendar. It is about our shared responsibility to grow, build, and support one another. At Capsphere, we believe Malaysia’s progress is strongest when businesses and investors come together to fuel the nation’s future.
Where Investments Are Flowing
Since 2016, Capsphere has channelled funding into diverse industries, helping SMEs scale and investors diversify.
The top four sectors are Services at 21%, Wholesale and Retail at 18 %, Information and Communication at 16%,and Manufacturing at 11%.
Other sectors showing steady growth include Automotive, Transport and Storage, Oil and Gas, Accommodation and Food, Construction, Renewable Energy, as well as Water and Waste. Niche opportunities are also emerging in Electronics, Utilities, and Mining.
These numbers highlight where Malaysian businesses are expanding and where our investors continue to place their trust.

Why It Matters
For SMEs, financing provides faster and easier access to growth capital. For investors, it creates opportunities for attractive returns while supporting local industries. For Malaysia, it means more jobs, stronger supply chains, and long-term prosperity.
Aligned With Malaysia’s Growth Agenda
Our mission supports the nation’s economic priorities through government-backed initiatives such as SARANA, a financing scheme offered by P2P to address working capital needs of SMEs participating in Government contracts, thereby expanding SME financing options. We also work with CGC Digital to reduce risk and make borrowing more sustainable, while grants and technology adoption help streamline SME onboarding and drive digital innovation.
Financing and Investment Options
Capsphere offers solutions for every stage of growth. SMEs can access term financing, invoice financing, contract financing, as well as Shariah-compliant options. Investors can choose from conventional notes, Shariah-compliant notes, guaranteed Safevesting notes, and ESG-focused instruments.
Shaping Malaysia’s Future, One Note at a Time
This Merdeka, we celebrate not only independence but also the spirit of shared growth. At Capsphere, every note funded carries a purpose, empowering SMEs, rewarding investors, and strengthening Malaysia’s economy.



