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Malaysia's first
Asset-Based P2P
Financing Platform

Bringing ambitious SMEs and avid investors together

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Registered with Securities Commission Malaysia

What is Asset-Based P2P Financing

It's financing using assets or other forms of collateral as security.

We match Malaysian SMEs who need funding with potential investors using our online investment platform. 
Learn more:

Invest with reduced risk

We've taken extra steps to ensure a secure investing environment. 

At Capsphere, all businesses seeking funding puts in collateral to ensure each Investment Note is backed by an asset.

Customised and flexible financing for SMEs

Financing for expansion or working capital for start-ups, can be tough - especially when you're a small business owner.  

That's why our SME loans are tailored, easy-to-apply, and low-interest to keep your business moving forward.

P2P investments the Islamic way

The first ethical, end-to-end Shariah compliant asset-based P2P platform in Malaysia.

Following strict governance, we aim to provide Malaysians with ethical returns when investing in locally grown businesses.  

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Our Reviews

Capsphere gave me a good experience, it is free and easy to register unlike traditional processes.


As a salary earner I wait anxiously for my salary, with my investments here I too get monthly returns based on repayments from issuers which helps me generate faster returns.

Tze Ling, Investor

Supported & Recognized By


Impact-investing Organization

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Fintech Awards

Wealth & Finance International


Selangor Information Technology & Digital Economy Corporation


Malaysia Digital Economy Corporation


Global Accounting Firm


Qatar Fintech Financial Hub


Securities Commission Malaysia

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Make an impact by financing SMEs and reap fruitful yields through the form of interests. 


Apply for financing to further enhance your business through our hassle-free financing process.

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