Lending a Helping Hand

Capsphere is a Malaysia-based P2P financing platform connecting businesses with investors through structured, asset-backed financing opportunities.

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Registered Market Operator (RMO) with the Securities Commission Malaysia.

Capital meets opportunity

Businesses need capital to grow. Investors seek opportunities to put capital to work. Capsphere brings both together through P2P financing in Malaysia.

600+

Campaigns Funded

90m+

Loans Disbursed

As of October 2026

20+

Industries Served

Start your journey with us

FOR INVESTORS

Grow your capital

Explore investment opportunities across a range of industries. Compare risk ratings and projected profits before you commit.

FOR BUSINESSES

Fund your business

Access financing for working capital, outstanding invoices, or upcoming projects with a faster turnaround than a traditional

For more information about investing and financing, see our Frequently Asked Questions.

Access business financing that aligns with your values.

Our Shariah-compliant financing solutions are structured in accordance with Islamic principles, offering a transparent, ethical and interest-free approach to help your business grow.

Backed by strong governance and trusted partners, we provide Shariah-compliant financing to support your business journey, the right way.

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SAFEVESTING

Invest with reduced risk

We’ve taken extra steps to ensure a secure investing environment. At Capsphere, all businesses seeking funding puts in collateral to ensure each Investment Note is backed by an asset.

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FINANCING SOLUTIONS

Customised & flexible financing for SMEs

Financing for expansion or working capital for start-ups, can be tough – especially when you’re a small business owner.

That’s why our SME loans are tailored, easy-to-apply, and low-interest to keep your business moving forward.

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Supported & Recognised by:

Backed by Government Co-Investment

SARANA Program

An initiative by the Securities Commission Malaysia, offered through selected P2P financing platforms, with Capsphere serving as one of the platforms supporting government contract financing.

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MyCIF

The Malaysia Co-investment Fund (MyCIF) was set up as part of Belanjawan 2019 that co-invests in MSMEs and Social Enterprises alongside private investors through selected ECF and P2P financing platforms.

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i-OGSE

Capsphere is officially listed as an alternative financial services provider on the i-OGSE platform. We offer alternative P2P financing solutions tailored for vendors operating in Oil & Gas industry. 

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Don't just take our word for it

Hear from investors and businesses who have experienced Capsphere

"Capsphere gave me a good experience, it is free and easy to register unlike traditional processes.

As a salary earner I wait anxiously for my salary, with my investments here I too get monthly returns based on repayments from issuers which helps me generate faster returns."

Tze Ling
Investor

"I was able to proceed with my business strategy as planned after obtaining financing from Capsphere, the application process was simple and met my requirements."

Alvin
Business Owner

"Urusan yang ringkas dan laju. Akan gunakan pembiayaan ini di masa depan."

SARANA Client
Business Owner

"Staff membantu dari keseluruhan proses. Laju dan cekap!"

SARANA Client
Business Owner

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